Compliance Officer at Incard
Incard is hiring a Compliance Officer in London, UK. On-site.
About Incard
Incard provides business banking and financial services, including multi-currency accounts, corporate cards with cashback, money transfers in 28+ currencies to 154+ destinations, connected banking to aggregate accounts, and flex cards with 42-day payment terms. The services are aimed at ecommerce companies, AI companies, agencies, and creators. Incard also describes itself as building a financial operating system for entrepreneurs, with an app store for industry-specific functionality.
Compliance Officer job description
About Incard
Incard’s mission is to build the financial operating system for entrepreneurs.
We are focused on creating a system where business banking, financial tools, and application logic are coordinated into a single control layer.
Through the app store, entrepreneurs and developers can build industry-specific functionality as their business evolves.
ho We’re Looking For
We’re looking for a Compliance Officer to support Incard’s client onboarding, financial crime controls, and regulatory operations.
You’ll work closely with the Compliance, Risk, and Operations teams to ensure customers are onboarded safely, monitored correctly, and reviewed in line with regulatory requirements. This is a hands-on role at the heart of our day-to-day compliance operations.
This role is ideal for someone who enjoys operational excellence, attention to detail, and working in a fast-growing fintech environment.
What You’ll Do
Client Onboarding & KYB / KYC
Perform KYB and KYC reviews for new customers
Review corporate structures, UBOs, directors, and controlling persons
Assess onboarding documentation and identify risk factors
Support enhanced due diligence (EDD) where required
Ongoing Due Diligence
Conduct periodic reviews of existing customers
Monitor changes in customer profiles, ownership, or activity
Support event-driven reviews triggered by risk or transaction behaviour
Transaction & Name Screening Support
Support transaction monitoring reviews and investigations
Assist with name screening alerts and false-positive resolution
Escalate suspicious activity to senior compliance or MLRO where appropriate
Audit, Reporting & Controls
Support internal and external audits and regulatory reviews
Help prepare compliance reports, evidence packs, and audit responses
Maintain accurate records, logs, and case documentation
Cross-Functional Collaboration
Work closely with Customer Support, Product, and Operations teams
Provide guidance on compliance requirements during onboarding and lifecycle events
Help improve onboarding and monitoring processes over time
What We’re Looking For
2–5+ years of experience in compliance, KYB/KYC, or financial crime operations
Strong understanding of CDD, EDD, and AML fundamentals
Experience reviewing corporate structures and beneficial ownership
Familiarity with transaction monitoring and name screening processes
Comfortable working with compliance tools and case management systems
Strong attention to detail and good judgement
Clear written and verbal communication skills
Nice to Have
Experience in fintech, payments, or e-money institutions
Knowledge of EU or UK AML regulations
Experience supporting audits or regulatory exams
Familiarity with tools such as World-Check, ComplyAdvantage, or similar
Benefits:
Competitive cash-based compensation
Incard stock options
25 days of paid time off per year, plus bank holidays and your birthday off
Global health insurance and unlimited paid sick leave
